{"id":11885,"date":"2025-10-22T00:00:00","date_gmt":"2025-10-21T20:30:00","guid":{"rendered":"https:\/\/www.offch.com\/blog\/?p=11885"},"modified":"2025-10-22T11:08:32","modified_gmt":"2025-10-22T07:38:32","slug":"%d9%87%d9%85%d9%87-%da%86%db%8c%d8%b2-%d8%af%d8%b1%d8%a8%d8%a7%d8%b1%d9%87-%d8%a8%db%8c%d9%85%d9%87-%d9%86%db%8c%d8%b3%d8%a7%d9%86-%d9%88-%d9%88%d8%a7%d9%86%d8%aa","status":"publish","type":"post","link":"https:\/\/www.offch.com\/blog\/%d9%87%d9%85%d9%87-%da%86%db%8c%d8%b2-%d8%af%d8%b1%d8%a8%d8%a7%d8%b1%d9%87-%d8%a8%db%8c%d9%85%d9%87-%d9%86%db%8c%d8%b3%d8%a7%d9%86-%d9%88-%d9%88%d8%a7%d9%86%d8%aa\/","title":{"rendered":"\u0647\u0645\u0647 \u0686\u06cc\u0632 \u062f\u0631\u0628\u0627\u0631\u0647 \u0628\u06cc\u0645\u0647 \u0646\u06cc\u0633\u0627\u0646 \u0648 \u0648\u0627\u0646\u062a"},"content":{"rendered":"\n<p>\u0646\u06cc\u0633\u0627\u0646 \u0648\u0627\u0646\u062a \u0647\u0627 \u062e\u0648\u062f\u0631\u0648 \u0647\u0627\u06cc\u06cc \u0647\u0633\u062a\u0646\u062f \u06a9\u0647 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src=\"https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/\u0647\u0645\u0647-\u0686\u06cc\u0632-\u062f\u0631\u0628\u0627\u0631\u0647-\u06cc-\u0628\u06cc\u0645\u0647-\u0628\u062f\u0646\u0647-\u062e\u0648\u062f\u0631\u0648-1024x576.jpg\" alt=\"\" class=\"wp-image-14641\" srcset=\"https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/\u0647\u0645\u0647-\u0686\u06cc\u0632-\u062f\u0631\u0628\u0627\u0631\u0647-\u06cc-\u0628\u06cc\u0645\u0647-\u0628\u062f\u0646\u0647-\u062e\u0648\u062f\u0631\u0648-1024x576.jpg 1024w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/\u0647\u0645\u0647-\u0686\u06cc\u0632-\u062f\u0631\u0628\u0627\u0631\u0647-\u06cc-\u0628\u06cc\u0645\u0647-\u0628\u062f\u0646\u0647-\u062e\u0648\u062f\u0631\u0648-300x169.jpg 300w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/\u0647\u0645\u0647-\u0686\u06cc\u0632-\u062f\u0631\u0628\u0627\u0631\u0647-\u06cc-\u0628\u06cc\u0645\u0647-\u0628\u062f\u0646\u0647-\u062e\u0648\u062f\u0631\u0648-768x432.jpg 768w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/\u0647\u0645\u0647-\u0686\u06cc\u0632-\u062f\u0631\u0628\u0627\u0631\u0647-\u06cc-\u0628\u06cc\u0645\u0647-\u0628\u062f\u0646\u0647-\u062e\u0648\u062f\u0631\u0648.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-center has-vivid-green-cyan-color has-text-color has-link-color has-small-font-size wp-elements-b1db4e5b8967d8f82ca74253e5f16671\"><strong>\u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u0645 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f:<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><a href=\"https:\/\/www.offch.com\/blog\/%d9%87%d9%85%d9%87-%da%86%db%8c%d8%b2-%d8%af%d8%b1%d8%a8%d8%a7%d8%b1%d9%87-%db%8c-%d8%a8%db%8c%d9%85%d9%87-%d8%a8%d8%af%d9%86%d9%87-%d8%ae%d9%88%d8%af%d8%b1%d9%88\/\">\u0647\u0631 \u0686\u06cc\u0632\u06cc \u06a9\u0647 \u0644\u0627\u0632\u0645 \u0627\u0633\u062a \u062f\u0631\u0628\u0627\u0631\u0647\u200c\u06cc \u0628\u06cc\u0645\u0647 \u0628\u062f\u0646\u0647 \u062e\u0648\u062f\u0631\u0648 \u0628\u062f\u0627\u0646\u06cc\u062f!<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u0686\u0647-\u0645\u0648\u0627\u0631\u062f\u06cc-\u062a\u062d\u062a-\u067e\u0648\u0634\u0634-\u0628\u06cc\u0645\u0647-\u0646\u06cc\u0633\u0627\u0646-\u0648-\u0648\u0627\u0646\u062a-\u0642\u0631\u0627\u0631-\u0645\u06cc-\u06af\u06cc\u0631\u0646\u062f\">\u0686\u0647 \u0645\u0648\u0627\u0631\u062f\u06cc \u062a\u062d\u062a \u067e\u0648\u0634\u0634  \u0628\u06cc\u0645\u0647 \u0646\u06cc\u0633\u0627\u0646 \u0648 \u0648\u0627\u0646\u062a \u0642\u0631\u0627\u0631 \u0645\u06cc \u06af\u06cc\u0631\u0646\u062f\u061f<\/h2>\n\n\n\n<p>\u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u0645\u06cc \u062f\u0627\u0646\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u062e\u0633\u0627\u0631\u0627\u062a \u0627\u06cc\u062c\u0627\u062f \u0634\u062f\u0647 \u062f\u0631 \u062d\u0648\u0627\u062f\u062b \u0631\u0627\u0646\u0646\u062f\u06af\u06cc \u0631\u0627 \u062c\u0628\u0631\u0627\u0646 \u0645\u06cc \u06a9\u0646\u062f. \u0628\u0647 \u0627\u06cc\u0646 \u0645\u0639\u0646\u06cc \u06a9\u0647 \u0627\u06af\u0631 \u0634\u0645\u0627 \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0631\u0627 \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u06cc\u062f\u060c \u062a\u0635\u0627\u062f\u0641 \u06a9\u0646\u06cc\u062f \u0648 \u0648\u0642\u0635\u0631 \u0628\u0627\u0634\u06cc\u062f\u060c \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0645\u062a\u0639\u0647\u062f \u0645\u06cc \u0634\u0648\u062f \u06a9\u0647 \u0647\u0632\u06cc\u0646\u0647 \u06cc \u062c\u0628\u0631\u0627\u0646 \u062e\u0633\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u06cc \u0648 \u062c\u0627\u0646\u06cc \u0631\u0627 \u0628\u0631 \u0639\u0647\u062f\u0647 \u0628\u06af\u06cc\u0631\u062f. \u0627\u0644\u0628\u062a\u0647 \u0645\u0641\u0627\u062f \u0645\u0634\u062e\u0635 \u0634\u062f\u0647 \u062f\u0631 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u0647\u0631 \u0634\u0631\u06a9\u062a \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0628\u0627 \u0634\u0631\u06a9\u062a \u062f\u06cc\u06af\u0631 \u0645\u062a\u0641\u0627\u0648\u062a \u0628\u0627\u0634\u062f. \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0646\u06cc\u0633\u0627\u0646 \u0648\u0627\u0646\u062a \u0646\u06cc\u0632 \u0645\u0627\u0646\u0646\u062f \u0633\u0627\u06cc\u0631 \u0628\u06cc\u0645\u0647 \u0647\u0627\u06cc \u0645\u0634\u0627\u0628\u0647 \u0645\u0648\u0627\u0631\u062f \u0632\u06cc\u0631 \u0631\u0627 \u062a\u062d\u062a \u067e\u0648\u0634\u0634 \u0642\u0631\u0627\u0631 \u0645\u06cc \u062f\u0647\u062f.<\/p>\n\n\n\n<p>1.\u0647\u0631\u06af\u0648\u0646\u0647 \u062e\u0633\u0627\u0631\u062a \u062c\u0627\u0646\u06cc \u0634\u0627\u0645\u0644 \u0641\u0648\u062a\u060c \u0627\u0632 \u06a9\u0627\u0631 \u0627\u0641\u062a\u0627\u062f\u06af\u06cc\u060c\u0646\u0642\u0635 \u0639\u0636\u0648\u060c \u0634\u06a9\u0633\u062a\u06af\u06cc \u0648 \u06cc\u0627 \u0647\u0631 \u0622\u0633\u06cc\u0628 \u062c\u0633\u0645\u06cc \u062f\u06cc\u06af\u0631\u06cc \u06a9\u0647 \u0628\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0648\u0627\u0631\u062f \u0634\u0648\u062f. \u0627\u06cc\u0646 \u0634\u062e\u0635 \u0645\u06cc \u062a\u0648\u0627\u0646\u062f \u0631\u0627\u0646\u0646\u062f\u0647 \u062e\u0648\u062f\u0631\u0648 \u06cc\u0627 \u0645\u0648\u062a\u0648\u0631 \u0633\u06cc\u06a9\u0644\u062a \u0645\u0642\u0627\u0628\u0644\u060c \u0633\u0631\u0646\u0634\u06cc\u0646 \u062e\u0648\u062f\u0631\u0648 \u06cc\u0627 \u0645\u0648\u062a\u0648\u0631 \u0648 \u06cc\u0627 \u062d\u062a\u06cc \u0639\u0627\u0628\u0631 \u067e\u06cc\u0627\u062f\u0647 \u0628\u0627\u0634\u062f. \u0644\u0627\u0632\u0645 \u0628\u0647 \u0630\u06a9\u0631 \u0627\u0633\u062a \u06a9\u0647 \u0633\u0642\u0641 \u062a\u0639\u0647\u062f\u0627\u062a \u0628\u06cc\u0645\u0647 \u0628\u0631\u0627\u06cc \u062c\u0628\u0631\u0627\u0646 \u062e\u0633\u0627\u0631\u062a \u0628\u0647 \u0646\u0633\u0628\u062a \u062f\u06cc\u0647 \u06cc\u06a9 \u0641\u0631\u062f \u0628\u0632\u0631\u06af\u0633\u0627\u0644 \u062f\u0631 \u0645\u0627\u0647 \u0647\u0627\u06cc \u062d\u0631\u0627\u0645 \u062a\u0639\u06cc\u06cc\u0646 \u0645\u06cc \u0634\u0648\u062f.<\/p>\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\" style=\"background:linear-gradient(90deg,rgb(249,249,249) 59%,rgb(227,227,227) 100%)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"636\" src=\"https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2024\/10\/insurance-1024x636.jpg\" alt=\"\u0628\u06cc\u0645\u0647 \u0647\u0627\u06cc \u0636\u0631\u0648\u0631\u06cc\" class=\"wp-image-13299\" srcset=\"https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2024\/10\/insurance-1024x636.jpg 1024w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2024\/10\/insurance-300x186.jpg 300w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2024\/10\/insurance-768x477.jpg 768w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2024\/10\/insurance.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-center has-vivid-green-cyan-color has-text-color has-link-color has-small-font-size wp-elements-b1db4e5b8967d8f82ca74253e5f16671\"><strong>\u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u0645 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f:<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><a href=\"https:\/\/www.offch.com\/blog\/%D9%85%D8%B9%D8%B1%D9%81%DB%8C-%D8%A8%DB%8C%D9%85%D9%87-%D9%87%D8%A7%DB%8C-%D8%B6%D8%B1%D9%88%D8%B1%DB%8C-%D9%88-%D8%B1%D8%A7%D9%87%D9%86%D9%85%D8%A7%DB%8C-%D8%AE%D8%B1%DB%8C%D8%AF-%D8%A7%D9%82%D8%AA\/\">\u0645\u0639\u0631\u0641\u06cc \u0627\u0646\u0648\u0627\u0639 \u0628\u06cc\u0645\u0647\u200c\u0647\u0627 \u0636\u0631\u0648\u0631\u06cc + \u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u062e\u0631\u06cc\u062f \u0627\u0642\u062a\u0635\u0627\u062f\u06cc<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<p>2.\u062e\u0633\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u06cc \u06a9\u0647 \u0627\u0632 \u0637\u0631\u0641 \u0648\u0627\u0646\u062a \u0628\u0647 \u0633\u0627\u06cc\u0631 \u062e\u0648\u062f\u0631\u0648 \u0647\u0627 \u0648 \u06cc\u0627 \u0648\u0633\u0627\u06cc\u0644 \u0646\u0642\u0644\u06cc\u0647 \u062f\u06cc\u06af\u0631 \u0648\u0627\u0631\u062f \u0645\u06cc \u0634\u0648\u062f. \u062f\u0631 \u0627\u06cc\u0646 \u0645\u0648\u0627\u0631\u062f\u060c \u0634\u0631\u06a9\u062a \u0628\u06cc\u0645\u0647 \u0645\u0648\u0638\u0641 \u0627\u0633\u062a \u0647\u0632\u06cc\u0646\u0647 \u0647\u0627\u06cc \u062a\u0639\u0645\u06cc\u0631 \u062e\u0648\u062f\u0631\u0648 \u0622\u0633\u06cc\u0628 \u062f\u06cc\u062f\u0647 \u0631\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u06a9\u0646\u062f.<\/p>\n\n\n\n<p>3.\u062e\u0633\u0627\u0631\u0627\u062a \u062c\u0627\u0646\u06cc \u0648 \u0622\u0633\u06cc\u0628 \u0647\u0627\u06cc \u062c\u0633\u0645\u06cc \u0648\u0627\u0631\u062f \u0634\u062f\u0647 \u0628\u0647 \u0631\u0627\u0646\u0646\u062f\u0647 \u0648\u0627\u0646\u062a. \u0627\u06cc\u0646 \u06af\u0632\u06cc\u0646\u0647 \u062a\u062d\u062a \u0639\u0646\u0648\u0627\u0646 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\u062e\u0627\u0631\u062c \u0627\u0632 \u06a9\u0634\u0648\u0631 \u0646\u06cc\u0632 \u0627\u0632 \u062a\u0639\u0647\u062f\u0627\u062a \u0634\u0631\u06a9\u062a \u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u062e\u0627\u0631\u062c \u0627\u0633\u062a.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1899\" height=\"1259\" src=\"https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/best-car-inssurances-for-big-cars.jpg\" alt=\"\" class=\"wp-image-14683\" style=\"width:839px;height:auto\" srcset=\"https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/best-car-inssurances-for-big-cars.jpg 1899w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/best-car-inssurances-for-big-cars-300x199.jpg 300w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/best-car-inssurances-for-big-cars-1024x679.jpg 1024w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/best-car-inssurances-for-big-cars-768x509.jpg 768w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2025\/10\/best-car-inssurances-for-big-cars-1536x1018.jpg 1536w\" sizes=\"(max-width: 1899px) 100vw, 1899px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-nbsp-\u0639\u0648\u0627\u0645\u0644-\u0645\u0648\u062b\u0631-\u062f\u0631-\u062a\u0639\u06cc\u06cc\u0646-\u0646\u0631\u062e-\u0628\u06cc\u0645\u0647-\u0634\u062e\u0635-\u062b\u0627\u0644\u062b\">&nbsp;\u0639\u0648\u0627\u0645\u0644 \u0645\u0648\u062b\u0631 \u062f\u0631 \u062a\u0639\u06cc\u06cc\u0646 \u0646\u0631\u062e \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<\/h2>\n\n\n\n<p>\u062c\u0647\u062a \u062a\u0639\u06cc\u06cc\u0646 \u0646\u0631\u062e \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0645\u0648\u0627\u0631\u062f \u0645\u062e\u062a\u0644\u0641\u06cc \u062f\u0631 \u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0647 \u0645\u06cc \u0634\u0648\u062f. \u06cc\u06a9\u06cc \u0627\u0632 \u0645\u0647\u0645 \u062a\u0631\u06cc\u0646 \u0641\u0627\u06a9\u062a\u0648\u0631 \u0647\u0627\u060c \u0633\u0642\u0641 \u062a\u0639\u0647\u062f\u0627\u062a \u0645\u0627\u0644\u06cc \u0627\u0631\u0627\u0626\u0647 \u0634\u062f\u0647 \u062a\u0648\u0633\u0637 \u0634\u0631\u06a9\u062a \u0647\u0627\u06cc \u0628\u06cc\u0645\u0647 \u0627\u0633\u062a. \u0647\u0645\u0627\u0646\u0637\u0648\u0631 \u06a9\u0647 \u06af\u0641\u062a\u0647 \u0634\u062f\u060c \u0627\u06cc\u0646 \u0645\u0642\u062f\u0627\u0631 \u0627\u0631\u062a\u0628\u0627\u0637 \u0645\u0633\u062a\u0642\u06cc\u0645\u06cc \u0628\u0627 \u062f\u06cc\u0647 \u06a9\u0627\u0645\u0644 \u0627\u0646\u0633\u0627\u0646 \u062f\u0631 \u0645\u0627\u0647 \u0647\u0627\u06cc \u062d\u0631\u0627\u0645 \u062f\u0627\u0631\u062f. \u0645\u062b\u0644\u0627\u064b \u062f\u0631 \u0633\u0627\u0644 \u062c\u062f\u06cc\u062f \u0646\u0631\u062e \u062f\u06cc\u0647 \u0627\u0632 1 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f \u0648 200 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u0628\u0647 1 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f \u0648 600 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u0631\u0633\u06cc\u062f\u0647 \u0648 \u0637\u0628\u06cc\u0639\u062a\u0627\u064b \u062a\u0639\u0647\u062f\u0627\u062a \u0645\u0627\u0644\u06cc \u0648 \u0647\u0632\u06cc\u0646\u0647 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0646\u06cc\u0632 \u0632\u06cc\u0627\u062f \u0645\u06cc \u0634\u0648\u062f. \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc\u060c \u062d\u062f\u0627\u0642\u0644 \u067e\u0648\u0634\u0634 \u0645\u0627\u0644\u06cc \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u062f\u0631 \u0633\u0627\u0644 \u062c\u062f\u06cc\u062f 40 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u0648 \u062d\u062f\u0627\u06a9\u062b\u0631 \u067e\u0648\u0634\u0634 \u0622\u0646 800 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u0627\u0639\u0644\u0627\u0645 \u0634\u062f\u0647 \u0627\u0633\u062a. \u0628\u062f\u06cc\u0647\u06cc \u0627\u0633\u062a \u06a9\u0647 \u067e\u0648\u0634\u0634 \u0645\u0627\u0644\u06cc \u0647\u0645\u0647 \u0628\u06cc\u0645\u0647 \u0647\u0627 \u0627\u0632 \u062d\u062f\u0627\u0642\u0644 \u0627\u06cc\u0646 \u0645\u0642\u062f\u0627\u0631 \u0628\u06cc\u0634\u062a\u0631 \u0627\u0633\u062a \u0627\u0645\u0627 \u062a\u0646\u0647\u0627 \u062a\u0639\u062f\u0627\u062f \u0627\u0646\u062f\u06a9\u06cc \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0647\u0627 \u067e\u0648\u0634\u0634 \u062d\u062f\u0627\u06a9\u062b\u0631\u06cc \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc \u062f\u0647\u0646\u062f.<\/p>\n\n\n\n<p>\u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u067e\u0648\u0634\u0634 \u0645\u0627\u0644\u06cc\u060c \u0645\u0648\u0627\u0631\u062f \u062f\u06cc\u06af\u0631\u06cc \u0646\u06cc\u0632 \u0628\u0631 \u0647\u0632\u06cc\u0646\u0647 \u062a\u0645\u0627\u0645 \u0634\u062f\u0647 \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 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\u0627\u06cc\u0646 \u0646\u0631\u062e \u0645\u0648\u062b\u0631 \u062e\u0648\u0627\u0647\u062f \u0628\u0648\u062f.<\/p>\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex\" style=\"background:linear-gradient(90deg,rgb(249,249,249) 59%,rgb(227,227,227) 100%)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"636\" src=\"https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2023\/11\/Third-party-car-insurance-1-1024x636.jpg\" alt=\"\u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0627 \u0628\u0647\u062a\u0631\u06cc\u0646 \u0642\u06cc\u0645\u062a\" class=\"wp-image-9839\" srcset=\"https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2023\/11\/Third-party-car-insurance-1-1024x636.jpg 1024w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2023\/11\/Third-party-car-insurance-1-300x186.jpg 300w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2023\/11\/Third-party-car-insurance-1-768x477.jpg 768w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2023\/11\/Third-party-car-insurance-1.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-center has-vivid-green-cyan-color has-text-color has-link-color has-small-font-size wp-elements-b1db4e5b8967d8f82ca74253e5f16671\"><strong>\u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u0645 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f:<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><a href=\"https:\/\/www.offch.com\/blog\/%D8%A8%D9%87%D8%AA%D8%B1%DB%8C%D9%86-%D9%82%DB%8C%D9%85%D8%AA-%D8%AE%D8%B1%DB%8C%D8%AF-%D8%A8%DB%8C%D9%85%D9%87-%D8%B4%D8%AE%D8%B5-%D8%AB%D8%A7%D9%84%D8%AB\/\">\u0628\u0647\u062a\u0631\u06cc\u0646 \u0642\u06cc\u0645\u062a \u062e\u0631\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<p>\u0639\u0644\u0627\u0648\u0647 \u0628\u0631\u0627\u06cc\u0646\u060c \u062f\u0627\u0634\u062a\u0646 \u062a\u062e\u0641\u06cc\u0641 \u0639\u062f\u0645 \u062e\u0633\u0627\u0631\u062a \u0645\u06cc \u062a\u0648\u0627\u0646\u06cc\u062f \u0647\u0632\u06cc\u0646\u0647 \u062e\u0631\u06cc\u062f \u0627\u06cc\u0646 \u0628\u06cc\u0645\u0647 \u0631\u0627 \u06a9\u0627\u0647\u0634 \u062f\u0647\u062f. \u062f\u0631 \u0645\u0648\u0631\u062f \u0646\u06cc\u0633\u0627\u0646 \u0648\u0627\u0646\u062a \u0647\u0645 \u0645\u062b\u0644 \u0633\u0627\u06cc\u0631 \u062e\u0648\u062f\u0631\u0648 \u0647\u0627 \u0628\u0647 \u0627\u0632\u0627\u06cc \u0647\u0631\u0633\u0627\u0644\u06cc \u06a9\u0647 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u06a9\u0646\u06cc\u062f\u060c \u0628\u0631\u0627\u06cc \u062a\u0645\u062f\u06cc\u062f \u062f\u0631 \u0633\u0627\u0644 \u0628\u0639\u062f\u06cc 5 \u062f\u0631\u0635\u062f \u062a\u062e\u0641\u06cc\u0641 \u062e\u0648\u0627\u0647\u06cc\u062f \u062f\u0627\u0634\u062a. \u0628\u0631\u0627\u06cc \u0645\u062b\u0627\u0644 \u0627\u06af\u0631 \u0628\u0647 \u0645\u062f\u062a 10 \u0633\u0627\u0644 \u0627\u0632 \u0628\u06cc\u0645\u0647 \u062e\u0648\u062f \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0646\u06a9\u0646\u06cc\u062f\u060c \u0633\u0627\u0644 \u06cc\u0627\u0632\u062f\u0647\u0645 \u0645\u06cc \u062a\u0648\u0627\u0646\u06cc\u062f \u0628\u06cc\u0645\u0647 \u062e\u0648\u062f \u0631\u0627 \u0628\u0627 \u0646\u0635\u0641 \u0642\u06cc\u0645\u062a \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u06a9\u0646\u06cc\u062f. \u0627\u0632 \u0637\u0631\u0641 \u062f\u06cc\u06af\u0631\u060c \u0627\u06af\u0631 \u0628\u06cc\u0645\u0647 \u0646\u0627\u0645\u0647 \u062e\u0648\u062f \u0631\u0627 \u0628\u0647 \u0645\u0648\u0642\u0639 \u062a\u0645\u062f\u06cc\u062f \u0646\u06a9\u0646\u062f\u060c \u0645\u0648\u0638\u0641 \u0628\u0647 \u067e\u0631\u062f\u0627\u062e\u062a \u062c\u0631\u06cc\u0645\u0647 \u062e\u0648\u0627\u0647\u06cc\u062f \u0634\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u0647\u0632\u06cc\u0646\u0647-\u0628\u06cc\u0645\u0647-\u0634\u062e\u0635-\u062b\u0627\u0644\u062b-\u0646\u06cc\u0633\u0627\u0646-\u0648-\u0648\u0627\u0646\u062a-1404\">\u0647\u0632\u06cc\u0646\u0647 \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0646\u06cc\u0633\u0627\u0646 \u0648 \u0648\u0627\u0646\u062a 1404<\/h2>\n\n\n\n<p>\u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0645\u0634\u0627\u0628\u0647\u062a \u0647\u0627\u06cc \u0633\u0627\u062e\u062a\u0627\u0631\u06cc 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\u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0628\u0631\u0627\u06cc \u06cc\u06a9 \u067e\u06cc\u06a9\u0627\u0646 \u0648\u0627\u0646\u062a 1.5 \u062a\u0646\u06cc \u0646\u0648 \u0648 \u0635\u0641\u0631 \u06a9\u06cc\u0644\u0648\u0645\u062a\u0631 \u0628\u0627 \u06cc\u06a9 \u0646\u06cc\u0633\u0627\u0646 1.5 \u062a\u0646\u06cc \u0635\u0641\u0631 \u06cc\u06a9\u0633\u0627\u0646 \u0627\u0633\u062a. \u0642\u06cc\u0645\u062a \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u0646\u06cc\u0633\u0627\u0646 \u0648 \u0648\u0627\u0646\u062a \u062f\u0631 \u0633\u0627\u0644 1404 \u0627\u0632 7 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0627 10 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0645\u062a\u063a\u06cc\u0631 \u0627\u0633\u062a.<\/p>\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-4 wp-block-columns-is-layout-flex\" style=\"background:linear-gradient(90deg,rgb(249,249,249) 59%,rgb(227,227,227) 100%)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2021\/04\/accident-insurance-1024x678.jpg\" alt=\"\u0646\u0631\u062e \u062c\u062f\u06cc\u062f \u0628\u06cc\u0645\u0647 \u0645\u0627\u0634\u06cc\u0646 \u0648 \u0645\u0648\u062a\u0648\u0631 \u062f\u0631 \u0633\u0627\u0644 1400\" class=\"wp-image-4073\" srcset=\"https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2021\/04\/accident-insurance-1024x678.jpg 1024w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2021\/04\/accident-insurance-300x199.jpg 300w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2021\/04\/accident-insurance-768x509.jpg 768w, https:\/\/www.offch.com\/blog\/wp-content\/uploads\/2021\/04\/accident-insurance.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-center has-vivid-green-cyan-color has-text-color has-link-color has-small-font-size wp-elements-76633ba970ba688697323f398b033124\"><strong>\u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u0645\u06cc\u200c\u06a9\u0646\u0645 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f<\/strong>:<\/p>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><a href=\"https:\/\/www.offch.com\/blog\/%D9%86%D8%B1%D8%AE-%D8%A8%DB%8C%D9%85%D9%87-%D8%B4%D8%AE%D8%B5-%D8%AB%D8%A7%D9%84%D8%AB-%D8%AF%D8%B1-%D8%B3%D8%A7%D9%84-1400\/\">\u0646\u0631\u062e \u0628\u06cc\u0645\u0647 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" 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